Gary Serdoz

What's new in January? Winter is here! ❄️ Protect your home and vehicle from snow and ice damage. Here are our top 5 winter safety tips to keep you safe and insured!

Home Insurance Tips

• Review Your Homeowners Insurance: Ensure that your policy covers winter-related damages, such as snow and ice damage, roof collapse, and water damage from frozen pipes.

• Prevent Frozen Pipes: Insulate pipes in unheated areas, allow faucets to drip during extreme cold, and keep your home heated to prevent freezing.

• Clear Snow and Ice: Regularly remove snow and ice from roofs, gutters, and walkways to prevent structural damage and liability claims from slips and falls.

• Check Your Heating System: Have your furnace inspected and serviced to ensure it’s working efficiently and safely. This can help prevent fire hazards and avoid costly repairs.

• Install a Sump Pump: If you’re prone to flooding in winter, consider installing a sump pump with a battery backup to protect your basement.

Auto Insurance Tips

• Winterize Your Vehicle: Ensure your vehicle is ready for winter driving by checking the battery, tires, brakes, and antifreeze levels. Consider using winter tires for better traction.

• Update Your Coverage: If you live in an area prone to winter storms, consider increasing your coverage for collision and comprehensive insurance to protect against winter-related accidents.

• Keep Emergency Supplies: Always have an emergency kit in your car, including blankets, a flashlight, food, water, and a first aid kit.

• Review Roadside Assistance: Ensure your roadside assistance plan covers winter-related emergencies, such as towing due to snow or ice.

• Know Your Policy: Familiarize yourself with your auto insurance policy, including deductible amounts and coverage limits, so you're prepared in case of an accident.

Of course, if you have questions about your insurance coverage, don't hesitate to reach out!

We are celebrating 30+ years in Madison Heights! We have proudly served Detroit and its suburbs - Madison Heights, Royal Oak, Troy, Clawson, Hazel Park, Ferndale, Warren, Sterling Heights, and the surrounding communities as a State Farm Agency. Personalized customer service is our top priority and our office has achieved the Crystal Excellence Legion of Honor Award. My team and I are prepared to assist customers with all of their insurance needs - auto, home, life, health, and small business - let us be your 'Good Neighbor' and we will be there for your life's moments. Check out our 5-Star reviews on Google - and see how we will treat you like family!

Notary Public ** Wayne State University Alumni ** Madison Heights Chamber of Commerce