Gary Serdoz

What's new in March? Spring is here! 🌼 Is it time for your annual insurance check-up? Let's review your policies to ensure you have the coverage you need. Here are some tips to help you during this month:

• Annual Policy Review: March is a good time to conduct an annual review of your insurance policies. Check if your coverage still meets your current needs, especially if you’ve had significant life changes (e.g., marriage, buying a home, having children).

• Evaluate Your Deductibles: Consider whether your deductibles are set at the right level. A higher deductible can lower your price, but may not be the right choice if you can't afford to pay that amount out of pocket in case of a claim.

• Update Your Information: Make sure that your insurance company has the most up-to-date information regarding your situation. This includes any changes in address, marital status, or additions to your household (like a new driver or pet).

• Review Your Health Insurance: March is often a time when people start thinking about their health insurance options for the rest of the year. If you’re eligible for an open enrollment period, consider your options carefully.

• Check Your Life Insurance Needs: If you have experienced any major life changes, it may be time to reassess your life insurance needs. Consider how much coverage you need based on your current financial responsibilities.

• Consider Umbrella Insurance: If you have significant assets or a higher risk of being sued (such as owning a business or rental property), consider purchasing umbrella insurance for extra liability coverage.

• Prepare for Spring Hazards: With spring approaching, consider how weather-related risks (like flooding or storms) might affect your coverage. Review your home insurance policy to ensure you’re adequately protected against these risks.

• Stay Informed: Keep an eye on legislative changes that could impact your insurance policies. Understanding new laws can help you make informed decisions about your coverage.

Taking these steps in March can help ensure that your insurance coverage is adequate - feel free to contact us for help with your insurance needs!

We are celebrating 30+ years in Madison Heights! We have proudly served Detroit and its suburbs - Madison Heights, Royal Oak, Troy, Clawson, Hazel Park, Ferndale, Warren, Sterling Heights, and the surrounding communities as a State Farm Agency. Personalized customer service is our top priority and our office has achieved the Crystal Excellence Legion of Honor Award. My team and I are prepared to assist customers with all of their insurance needs - car, home, life, health, and small business - let us be your 'Good Neighbor' and we will be there for your life's moments. Check out our 5-Star reviews on Google - and see how we will treat you like family!

Notary Public ** Wayne State University Alumni ** Madison Heights Chamber of Commerce